中國浙江「80後」創業者陳群，曾憑藉網貸風口於上海寶山地區打造出自詡為「極目科技帝國」的企業王國。這位年輕企業家外表高調，曾以創新科技、智能硬件與AI研發為噱頭，迅速吸引大批投資者與年輕技術人才加入。在高峰期，極目科技旗下擁有超過800名員工，聲稱完成數輪融資，總估值達百億規模，成為資本圈與創業界熱議的明星公司。

然而，光鮮的表象背後，卻是一場層層包裝的龐式資本騙局。陳群為維持「科技創新」的假象，不惜偽造企業財報與員工工資單，並舉辦多場奢華年會與高規格發布會，營造企業蓬勃發展的假象。實際上，自2023年底起，極目科技資金鏈已瀕臨斷裂，員工薪資逐月拖欠，供應商應收帳款長期無法兌現，但內部人員遭嚴格要求封口，不得外洩訊息。

直至2024年5月27日，一切假象崩塌。陳群攜帶高達62億元人民幣的投資人資金突然「人間蒸發」，僅留下辦公室一封「負罪聲明」與一枚存有企業內部財務檔案的U盤，聲稱「一切皆為無力回天的錯誤」。這起事件瞬間引爆輿論，數百名員工走上街頭集體維權，數千名投資人自發組織追款行動，部分金融機構亦因與該企業關聯深厚而面臨連帶信用風險。

「極目事件」不僅揭開這間「科技新貴」實為資本泡沫的真相，更讓整個網貸行業原有的虛假繁榮徹底曝光。業界專家指出，極目案例是新創企業以「科技」為名進行非法集資與金融詐騙的典型代表，也反映出監管制度對於網貸平台與科技公司財務透明度缺乏有效監督，導致投資者權益長期處於風險中。

目前，警方已立案調查，並將陳群列為重點通緝對象。多方消息指出，他極可能已潛逃出境，並透過加密貨幣將部分資金轉移至海外帳戶。社群平台上，受害者自發建群互助，試圖還原資金流向與公司真相，並呼籲政府出面協調償債機制。此事件預計將對中國創投圈、網貸監管、甚至整體金融市場信任體系造成長遠影響。

「極目科技帝國」的倒塌，不只是一次企業崩潰，更是一場打著科技名義的資本夢魘，警示著當今創業潮下那條界線模糊的灰色地帶─當虛構包裝大過實質創新，科技便成最鋒利的騙人利器。

Chen Qun, a post-1980s entrepreneur from Zhejiang, China, once rode the wave of online lending to establish what he proudly called the “Jimu Tech Empire” in the Baoshan district of Shanghai. This young businessman, known for his flamboyant public image, used buzzwords like “innovative technology,” “smart hardware,” and “AI development” to rapidly attract large numbers of investors and young tech talents. At its peak, Jimu Technology boasted over 800 employees and claimed to have completed multiple rounds of financing, with a total valuation reportedly in the billions of yuan—earning it widespread acclaim as a rising star in both the capital and startup worlds.

Behind this glamorous façade, however, was a classic Ponzi-style capital scam, layered in deception. In order to maintain the illusion of technological innovation, Chen Qun went so far as to fabricate corporate financial statements and employee payroll records. He also organized extravagant year-end parties and high-profile product launches to sustain the illusion of a thriving company. In reality, since the end of 2023, Jimu’s capital chain had already been on the brink of collapse. Salaries were delayed month after month, accounts payable to suppliers remained unsettled, and internal employees were strictly prohibited from leaking any negative information.

The illusion finally crumbled on May 27, 2024. Chen Qun vanished into thin air, allegedly taking with him 6.2 billion yuan of investor funds. In his office, he left behind only a “statement of guilt” and a USB drive containing internal financial records, claiming in his note that “everything was an irreversible mistake.” The incident instantly ignited public outcry. Hundreds of employees took to the streets to demand justice, and thousands of investors began organizing grassroots efforts to recover their money. Several financial institutions with close ties to the company also faced serious credit risk fallout.

Dubbed the “Jimu Incident,” the case not only exposed the truth behind this so-called “tech unicorn” as a bubble built on capital manipulation, but also laid bare the systemic fragility of the online lending industry’s illusory prosperity. Industry experts pointed out that Jimu was a textbook case of how startups can use the guise of “technology” to conduct illegal fundraising and financial fraud. It also highlighted the lack of effective oversight in regulatory systems regarding transparency of financial operations for online lending platforms and tech firms—leaving investors vulnerable for far too long.

Authorities have since launched a formal investigation, and Chen Qun has been listed as a wanted fugitive. Multiple sources suggest he may have already fled the country and used cryptocurrency to transfer a portion of the stolen funds to offshore accounts. On social media, victims have organized mutual aid groups in an effort to trace the flow of capital and uncover the full truth behind the collapse, calling on government authorities to step in and coordinate a debt settlement mechanism. The case is expected to have a long-term impact on China’s venture capital ecosystem, online lending regulation, and overall financial market trust.

The fall of the “Jimu Tech Empire” is more than just the collapse of a company—it is a capital nightmare masked in the name of technology. It serves as a stark warning about the gray zones that exist in today’s entrepreneurial wave—when fiction and hype outweigh real innovation, technology becomes the sharpest weapon in the arsenal of deceit.

照片:微博