上海老夫妻上千萬的房產,被獨生女串通中介過戶並抵押貸款900萬
在中國上海,一對年邁夫妻近日遭遇家庭與法律的雙重打擊:價值千萬的房產被獨生女與不良中介串通轉移過戶,並以此抵押貸款900萬元人民幣,讓兩位老人陷入即將無家可歸的困境。
這起事件的轉折點發生在今年5月。施老伯與妻子因女兒近來牽涉一場經濟糾紛,擔心對方會對房產動歪腦筋,於是在家人提醒下前往房產交易中心查詢自家房屋的產權狀況。然而,當他們聽到交易中心的回覆時,如遭雷擊——原來這套原本屬於他們夫妻的房產,早在今年1月,已被過戶到女兒施女士名下。
而更令人震驚的是,今年3月,施女士再度操作,將這套房產進行抵押貸款,借出高達900萬人民幣,並約定半年後即今年9月必須償還。一旦無法如期還款,房子就有被拍賣的風險,施老伯夫婦將因此失去唯一的居所。據了解,女兒這筆貸款疑似與移民加拿大相關,她可能利用這筆錢換取當地永久居留權,卻未顧及雙親的安危。
面對媒體與調查人員,施老伯情緒激動地表示,整個交易過程存在嚴重的問題與違規行為。他指出,按照法規,涉及三方產權變更的交易,所有共有人都必須親自到場簽字確認,但實際操作時,現場僅有其女兒一人出席,並無任何有效的授權委託書。此外,過戶與抵押手續中的簽字也都不是他與妻子的真實簽名,竟有他人冒充他們進行操作。老兩口完全不認識這兩名偽造簽名者,更從未給予女兒此類授權。
如今,900萬的貸款期限即將在9月到期,若施女士無法如期償還,施家老夫婦就可能被趕出自家老屋,淪為無家可歸的苦命老人。整件事不僅揭示家庭關係的脆弱,也暴露不法中介與房產交易環節中的監管漏洞。
施老伯夫婦已經向有關部門申訴,期望法律能夠介入調查,還他們一個公道,也盼望相關單位能對此類侵權操作加強審查,以防更多家庭落入類似的陷阱之中。這樁家庭悲劇,引發社會廣泛關注與同情,也再次敲響財產安全與代際信任的警鐘。
In Shanghai, an elderly couple recently found themselves caught in a devastating legal and familial crisis: their multi-million-yuan property was secretly transferred by their only daughter—colluding with an unscrupulous real estate agent—and used as collateral for a 9 million RMB loan. The couple now faces the terrifying possibility of becoming homeless.
The turning point occurred in May of this year. Mr. Shi and his wife, concerned about their daughter's recent entanglement in a financial dispute, took the initiative—prompted by family members—to check the status of their home’s ownership at the local real estate transaction center. What they discovered was a shock: their home, which had always belonged to them, had already been transferred entirely to their daughter’s name as early as January.
What’s more distressing, however, is that in March, their daughter Ms. Shi used the newly acquired property title to secure a 9 million RMB mortgage loan, promising to repay it within six months—by September. If she fails to repay the debt on time, the house will likely be seized, leaving the elderly couple with nowhere to live. According to reports, the daughter may have used the funds to apply for permanent residency in Canada, seemingly disregarding the well-being of her parents.
Faced with media inquiries and ongoing investigations, Mr. Shi emotionally recounted the numerous irregularities in the transaction. He explained that by law, any property transaction involving multiple title holders requires all parties to be present in person. However, during the transfer, only his daughter showed up, without any notarized power of attorney. Furthermore, the documents were signed not by him or his wife, but by two imposters whose identities are completely unknown to them. The couple never authorized their daughter to conduct any of these transactions.
Now, with the loan due in September and no sign of repayment, the elderly couple is on the brink of being evicted from their own home. This case not only exposes the fragility of family trust but also highlights serious loopholes in the property transaction system and the risks posed by unethical agents.
Mr. and Mrs. Shi have filed complaints with the relevant authorities, hoping for a thorough investigation and legal redress. They also call for stricter supervision of property transactions to prevent similar tragedies from affecting other families. The incident has sparked widespread public sympathy and concern, serving as a grim reminder of the importance of protecting property rights and the emotional toll of betrayal within families.
- 1
- 2
- 3
- 4